A Bank of America account can be beneficial for people with poor credit and those who require a bank account that offers great rates and other benefits. However, they are too large to be your only bank and their customer service is not very great. The bank offers a great rewards program but not the best customer support.
Nevertheless, Bank of America does offer a variety of credit cards and investment options, as well as some loan products. They also have some excellent security features. They also have a solid reputation for career growth. They also have more than 4,300 branches throughout the United States. Some of their products are designed for business owners. They also offer CDs and savings accounts at competitive rates.
Some of the features of Bank of America's online banking service are impressive. They also have an excellent mobile app that makes payment processing easy. The bank also has an A+ rating from Better Business Bureau. A rewards program is also offered that provides extra benefits for customers who have credit cards.
Smart Shopping Cart is one of Bank of America’s best online banking features. This feature allows customers the ability to see the status on their application. The website is easy-to-use and offers an informative, yet simple user interface. It also offers a "More Details" section that allows customers to learn more about company products and services. It even offers an estimate tool for monthly payments.
Bank of America offers a mobile application on its website. Customers who are mobile-dependent will appreciate this app. The rewards program offers additional perks such as free check deposit and other perks. You can open a checking account with them by making a small deposit. They also have more than 17,000 ATMs in countries around the world.
Bank of America has a "feedback page" that allows customers feedback about their experience. They do not accept any direct messages. The form also does not include sensitive information. Bank of America customers who had a good experience are likely to write the best reviews. Bank of America reviews don't just focus on its customer service. Most of the negative customer reviews are focused on its checking and savings accounts.
Bank of America's app for mobile banking is also a hit, especially for those who want to bank while on the go. The app allows customers to see their account balances as well as transactions. It also offers customers the ability to see if their money was deposited into their account. You can also learn more about Bank of America through the mobile app, including its rewards program and best savings accounts.
Bank of America's best feature is its employee benefits. Bank of America Preferred Rewards Program offers lower loan interest rates and extra perks on their credit cards. The company also offers tuition reimbursement to their students.